Money needs a review, especially the stories you tell yourself about what you can't do. Check the figures before declaring defeat. What genuinely limits you: income, costs, debt? What comes from fear, habit or assuming you'll fail? Make a practical plan around the real constraints and challenge one imaginary barrier. Realism helps you choose wisely. Pessimism talks you out of choosing at all. All you need to do is take one sensible step your finances can support.

What and who deserve money, energy and attention? Something you once wanted badly may have lost its shine, and you might chase it more out of habit than a deep desire. Your spending habits may need a review, too. If money vanishes on what no longer pleases you, it may be time to cut its lifeline. October is about assessing the link between where your hard-earned cash goes and whether you benefit from it. You're allowed to change your mind and priorities.